Money sitting in a bank account actually loses real value due to inflation. Investing in different assets, like stocks, have the potential to generate returns greater than the rate of inflation, meaning that the value of your money has the potential to grow.

The earlier you start investing, the longer your investments have to grow. Most people should begin putting money into diversified investments as soon as they are able. 

An ETF is a single stock that represents a portfolio of many stocks. ETFs allow investors to invest in diversified assets easily and efficiently.

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